Welcome to Road Contractors Mutual Insurance Company

This year brings a new workers’ compensation insurance option to road contractors in Tennessee. Road Contractors Mutual Insurance Company (RCMIC) was founded to meet the unique workers’ compensation insurance and risk management needs of the wide range of companies engaged in road projects across Tennessee.

The company is dedicated to providing a competitive product supported by the highest levels of service. From superior claims service to leading edge safety engineering and loss control, RCMIC is focused on controlling the total cost of risk. The strengths of RCMIC include:

• A Mutual Insurance Company Owned By It’s Members
• Potential Dividends Returned to Members
• A Focus on Managing the Total Cost of Risk
• Leading Edge Claim and Loss Control Services
• Stable Workers’ Compensation Costs Long Term
• Ease of Doing Business